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Credit score is too low

Gimmi

New member
What can I do if my credit score is too low for a debt consolidation loan, although if it was approved my score would be greatly increased?
 

vikalina

New member
There are non profit credit counseling agencies normally in most countries throughout the country. They will negotiate with your creditors to see if they will lower your interest rate, however, not the balance owed. You will make one payment to them each month and they remit to each of your creditors. As you pay off creditors with lower balances they will put that extra money to pay off the next lowest balance and so on until it is paid in full. They will tell you up front when your debt will be paid in full. You have to agree not to add any additional debt during the repayment period. Most creditors are willing to work with these agencies because they know they will be paid. This does not hurt your credit score and is much better than filing bankruptcy.
 

Gimmi

New member
There are non profit credit counseling agencies normally in most countries throughout the country. They will negotiate with your creditors to see if they will lower your interest rate, however, not the balance owed. You will make one payment to them each month and they remit to each of your creditors. As you pay off creditors with lower balances they will put that extra money to pay off the next lowest balance and so on until it is paid in full. They will tell you up front when your debt will be paid in full. You have to agree not to add any additional debt during the repayment period. Most creditors are willing to work with these agencies because they know they will be paid. This does not hurt your credit score and is much better than filing bankruptcy.

Thanx a lot for your reply. I was recommend to apply to some professional consultation. I plan to receive a service from Dept Quest USA and their debit consolidation services https://debtquest.com/services/debt-consolidation/. It was their professional knowledge and genuine attitude that help my cousin to trust in knowing there is know nascent with this class A+ rating Debt Settlement Company. They get the job done.
 

DanielLee5

Member
Try using services of another bank or services of special credit companies like credit karma, for example. I think credit karma reviews from real customers will help you to make your own opinion about this guys and to take up right decision. Good luck :)
 

owentrue

Member
I'm not sure it's worth thinking about credit. Maybe you have friends you could borrow from? If you find yourself in a difficult credit situation, you can go to a bankruptcy attorney san diego, like I did during my total bankruptcy. When I went bankrupt, I thought there was no better solution than to take out some credit, but that credit was just the beginning of my problems. I always relied on my attorney and for good reason. It's worth relying not only on your ideas, but also on the intelligence of other professionals
 
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AntonioPR

New member
Hello. All my life I was served in the same bank and did not know any problems, I'm talking about metabank now. But once I needed to find out the answer to my question about my account and for this I contacted the metabank customer service. I talked about my problem for a very long time, but no one could answer me. They were always transferred to other employees and everyone didn't care about me, just not to do their job. A very bad impression left from this bank and what would you do in this situation?
 
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